| PURPOSE | 
               To Provide Loan for Higher Education in India/ Abroad to deserving students
                 | 
  
            
              
                | ELIGIBILITY | Students 
                        Should be Indian NationalSecured Admission to Professional/technical courses through Entrance Test/Selection ProcessSecured Admission to Foreign University/InstitutionCo-Borrower should be Parent/Guardian of the student Course: Study in India 
                        UG/PG Level Professional Course in EngineeringUG/PG Level Professional Course in Medical/DentalUG/PG Level Professional Course in Managment/ComputersUG/PG Level Professional Course in Agriculture/Law etc.CA/ICWA/CFACoursed run by IIMs/IITs/NITs/IIFT/IISCs/XLRI/IIIT etcDiploma given by institution recognised by UGC/AICTE/AIBMS/ICMR etc. other technical/ professional course run by reputed Govt./PVT isntitutions Course: Study in India 
                        UG/PG level Technical/Professional Courses & CIMA (London) and CPA (USA) accredited course | 
              
                | LOAN AMOUNT | 
                       Study in India - Maximum ₹ 10 lakhStudy in Abroad - Maximum ₹ 20 lakh | 
 
              
                | MARGIN | 
                        Upto ₹ 4 lakh -NILAbove ₹ 4 lakh- 5% for studies in India and 15% for studies abroad | 
 
              
                | INTEREST RATE | As prescribed by the Bank, Interest will be applied on monthly compounding basis  |