HOUSING LOAN |
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PURPOSE |
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ELIGIBILITY |
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LOAN AMOUNT |
Annual Income Category Maximum permissible <= ₹ 1.2 lakhs - upto 20% of NMI > ₹ 1.2 lakhs & <=₹ 3 lakhs - upto 30% of NMI > ₹ 3 lakhs & <=₹ 5 lakhs - upto 50% of NMI > ₹ 5 lakhs & <=₹ 8 lakhs - upto 60% of NMI > ₹ 8 lakhs & <=₹ 10 lakhs - upto 65% of NMI ₹ 10 lakhs - upto 70% of NMI Equated Monthly Instalment (EMI) for the purpose of computing ratio will include all EMIs towards existing loans and the proposed loans, therefore, the existing EMIs should not be deducted from Gross Monthly Income for the purpose of computing of NMI |
MARGIN |
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INTEREST RATE |
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